When you work on a payment project, you often need to refer to payment messages descriptions to find out specific information about the messages structures, fields, attributes and so on. On this page, you find the most common messages for SEPA and SWIFT and the links to pages containing detailed descriptions as provided in the SEPA implementations guidelines, the ISO documentation or the SWIFT Message Reference Guides. More messages will be added later. Few videos will be created on the youtube channel, PaiementorTV, to provide explanations about few fields. Like the page if you find it useful and send a mail if you have any suggestion or question.
SEPA Credit Transfer Messages
Message Identification Message Name Space Reference document Pain.001.001.03 CustomerCreditTransferInitiationV03 Customer-to-Bank EPC132-08 SCT C2B IG 2017 V1.0.pdf Pain.001.001.02 CustomerCreditTransferInitiationV02 Customer-to-Bank EPC132-08-C2B-CTIG-V3.3-Approved.pdf Pacs.008.001.02 FIToFICustomerCreditTransferV02 Interbank EPC115-06 SCT Interbank IG 2017 V2.1.pdf
SEPA Instant Credit Transfer Messages
Message Identification Message Name Space Reference document Pain.001.001.03 CustomerCreditTransferInitiationV03 Customer-to-Bank EPC121-16 SCT Inst C2B IG 2017 V1.0.pdf Pain.001.001.02 CustomerCreditTransferInitiationV02 Customer-to-Bank EPC132-08-C2B-CTIG-V3.3-Approved.pdf Pacs.008.001.02 FIToFICustomerCreditTransferV02 Interbank EPC122-16 SCT Inst Interbank IG 2017 V1.2.pdf
SEPA Core Direct Debit Messages
Message Identification Message Name Space Reference document pain.008.001.02 CustomerDirectDebitInitiationV02 Customer-to-Bank EPC130-08 SDD Core C2B IG 2017 V1.0.pdf pain.008.001.01 CustomerDirectDebitInitiationV01 Customer-to-Bank EPC132-08-C2B-CTIG-V3.3-Approved.pdf pacs.003.001.02 FIToFICustomerDirectDebitV02 Interbank EPC114-06 SDD Core Interbank IG 2017 V1.0.pdf
SEPA B2B Direct Debit Messages
Message Identification Message Name Space Reference document pain.008.001.02 CustomerDirectDebitInitiationV02 Customer-to-Bank EPC131-08 SDD B2B C2B IG 2017 V1.0.pdf pain.008.001.01 CustomerDirectDebitInitiationV01 Customer-to-Bank EPC131-08-C2B-B2B-DDIG-V1.3-Approved.pdf pacs.003.001.02 FIToFICustomerDirectDebitV02 Interbank EPC301-07 SDD B2B Interbank IG 2017 V1.0.pdf
ISO 20022 Standard Messages
Message Identification Message Name Reference document Pain.001.001.03 CustomerCreditTransferInitiationV03 Payments_Maintenance_2009.pdf Pain.001.001.02 CustomerCreditTransferInitiationV02 Payments_Standards-Initiation_updated.pdf Pain.008.001.02 CustomerDirectDebitInitiationV1 Payments_Maintenance_2009.pdf Pain.008.001.01 CustomerDirectDebitInitiationV1 Payments_Standards-Initiation_updated.pdf Pacs.008.001.02 FIToFICustomerCreditTransferV02 Payments_Maintenance_2009.pdf Pacs.003.001.02 FIToFICustomerDirectDebitV02 Payments_Maintenance_2009.pdf
SWIFT MT Messages
The SWIFT MT Message structure with the blocks 1 to 5 is available on this page. Links to detailed descriptions of each block are also provided on that page.
The list of all SWIFT MT messages and their purposes is provided on this page.
The SWIFT MT and MX equivalences for the message categories 1, 2 and 9 are provided on this page.