Pacs.003.001.02 - SDD Core IB IG 2017 V1.0

The pacs.003.001.02 as described in the SDD Core Implementation Guidelines – EPC114-06 SDD Core Interbank IG 2017 V1.0 Use the search box above the table to find specific information. Back to the payment messages page.

#	SEPA Mult	Message Element	SEPA Core Requirements
		Document	XML Tag : Document Type : Document
	1..1	FITo FICustomer Direct Debit V02	ISO Name : FITo FICustomer Direct Debit V02 ISO Definition : The FIToFICustomerDirectDebit message is sent by the creditor's agent to the debtor's agent, directly or through other agents and/or a payment clearing and settlement system. It is used to collect funds from a debtor's account for a creditor. XML Tag : FIToFICstmrDrctDbt Type : FIToFICustomerDirectDebitV02
1.0	1..1	FITo FICustomer Direct Debit V02 +Group Header	ISO Name : Group Header ISO Definition : Set of characteristics shared by all individual transactions included in the message. XML Tag : GrpHdr Type : GroupHeader34
1.1	1..1	FITo FICustomer Direct Debit V02 +Group Header ++Message Identification	ISO Name : Message Identification ISO Definition : Point to point reference, as assigned by the instructing party, and sent to the next party in the chain to unambiguously identify the message. Usage: The instructing party has to make sure that MessageIdentification is unique per instructed party for a pre-agreed period. XML Tag : MsgId Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35
1.2	1..1	FITo FICustomer Direct Debit V02 +Group Header ++Creation Date Time	ISO Name : Creation Date Time ISO Definition : Date and time at which the message was created. XML Tag : CreDtTm Type : ISODateTime
1.3	0..2	FITo FICustomer Direct Debit V02 +Group Header ++Autorisation	ISO Name : Authorisation ISO Definition : User identification or any user key to be used to check whether the initiating party is allowed to initiate transactions from the account specified in the message. Usage: The content is not of a technical nature, but reflects the organisational structure at the initiating side. The authorisation element can typically be used in relay scenarios, payment initiations, payment returns or payment reversals that are initiated on behalf of a party different from the initiating party. XML Tag : Authstn Type : Authorisation1Choice
1.4	0..1	FITo FICustomer Direct Debit V02 +Group Header ++Batch Booking	ISO Name : Batch Booking ISO Definition : Identifies whether a single entry per individual transaction or a batch entry for the sum of the amounts of all transactions within the group of a message is requested. Usage: Batch booking is used to request and not order a possible batch booking. XML Tag : BtchBookg Type : BatchBookingIndicator
1.5	1..1	FITo FICustomer Direct Debit V02 +Group Header ++Number Of Transactions	ISO Name : Number Of Transactions ISO Definition : Number of individual transactions contained in the message. XML Tag : NbOfTxs Type : Max16NumericText Pattern : [0-9]{1,15}
1.6	0..1	FITo FICustomer Direct Debit V02 +Group Header ++Control Sum	ISO Name : Control Sum ISO Definition : Total of all individual amounts included in the message, irrespective of currencies. XML Tag : CtrlSum Type : DecimalNumber SEPA FractDigits : 17 TotalDigits : 18
1.7	1..1	FITo FICustomer Direct Debit V02 +Group Header ++Total Interbank Settlement Amount	SEPA Usage Rule(s) : Mandatory - Only ‘EUR’ is allowed. Amount must be 0.01 or more and 999999999999999.99 or less. SEPA Format Rule(s) : The fractional part has a maximum of two digits. ISO Name : Total Interbank Settlement Amount ISO Definition : Total amount of money moved between the instructing agent and the instructed agent. XML Tag : TtlIntrBkSttlmAmt Type : ActiveCurrencyAndAmount SEPA FractDigits : 2 TotalDigits : 18 SEPA Inclusive 0.01 .. 999999999999999.99
1.8	1..1	FITo FICustomer Direct Debit V02 +Group Header ++Interbank Settlement Date	SEPA Rulebook : AT-26 Settlement Date of the Collection. SEPA Usage Rule(s) : Mandatory ISO Name : Interbank Settlement Date ISO Definition : Date on which the amount of money ceases to be available to the agent that owes it and when the amount of money becomes available to the agent to which it is due. XML Tag : IntrBkSttlmDt Type : ISODate
1.9	1..1	FITo FICustomer Direct Debit V02 +Group Header ++Settlement Information	ISO Name : Settlement Information ISO Definition : Specifies the details on how the settlement of the transaction(s) between the instructing agent and the instructed agent is completed. XML Tag : SttlmInf Type : SettlementInformation14
1.10	1..1	FITo FICustomer Direct Debit V02 +Group Header ++Settlement Information +++Settlement Method	ISO Name : Settlement Method ISO Definition : Method used to settle the (batch of) payment instructions. XML Tag : SttlmMtd Type : SettlementMethod2Code
1.11	0..1	FITo FICustomer Direct Debit V02 +Group Header ++Settlement Information +++Settlement Account	SEPA Usage Rule(s) : Only ‘Identification’ is allowed. ISO Name : Settlement Account ISO Definition : A specific purpose account used to post debit and credit entries as a result of the transaction. XML Tag : SttlmAcct Type : CashAccount16
1.12	0..1	FITo FICustomer Direct Debit V02 +Group Header ++Settlement Information +++Clearing System	ISO Name : Clearing System ISO Definition : Specification of a pre-agreed offering between clearing agents or the channel through which the payment instruction is processed. XML Tag : ClrSys Type : ClearingSystemIdentification3Choice
1.13	0..1	FITo FICustomer Direct Debit V02 +Group Header ++Payment Type Information	SEPA Usage Rule(s) : ‘Payment Type Information’ must be present in either ‘Group Header’ or in ‘Direct Debit Transaction Information’. ISO Name : Payment Type Information ISO Definition : Set of elements used to further specify the type of transaction. XML Tag : PmtTpInf Type : PaymentTypeInformation22
1.14	0..1	FITo FICustomer Direct Debit V02 +Group Header ++Payment Type Information +++Instruction Priority	ISO Name : Instruction Priority ISO Definition : Indicator of the urgency or order of importance that the instructing party would like the instructed party to apply to the processing of the instruction. XML Tag : InstrPrty Type : Priority2Code
1.15	0..1	FITo FICustomer Direct Debit V02 +Group Header ++Payment Type Information +++Clearing Channel	ISO Name : Clearing Channel ISO Definition : Specifies the clearing channel to be used to process the payment instruction. XML Tag : ClrChanl Type : ClearingChannel2Code
1.16	1..1	FITo FICustomer Direct Debit V02 +Group Header ++Payment Type Information +++Service Level	SEPA Usage Rule(s) : Mandatory ISO Name : Service Level ISO Definition : Agreement under which or rules under which the transaction should be processed. XML Tag : SvcLvl Type : ServiceLevel8Choice
	1..1		XML Tag xs:choice
1.17	1..1	FITo FICustomer Direct Debit V02 +Group Header ++Payment Type Information +++Service Level ++++Code	SEPA Rulebook : AT-20 Identification code of the Scheme. SEPA Usage Rule(s) : Only ‘SEPA’ is allowed. ISO Name : Code ISO Definition : Specifies a pre-agreed service or level of service between the parties, as published in an external service level code list. XML Tag : Cd Type : ExternalServiceLevel1Code ISO Length : 1 .. 4 SEPA Length : 1 .. 4 SEPA Code Restrictions : SEPA (SingleEuroPaymentsArea) - Payment must be executed following the Single Euro Payments Area scheme.
1.18	1..1	FITo FICustomer Direct Debit V02 +Group Header ++Payment Type Information +++Service Level ++++Proprietary	ISO Name : Proprietary ISO Definition : Specifies a pre-agreed service or level of service between the parties, as a proprietary code. XML Tag : Prtry Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35
1.19	1..1	FITo FICustomer Direct Debit V02 +Group Header ++Payment Type Information +++Local Instrument	SEPA Usage Rule(s) : Mandatory ISO Name : Local Instrument ISO Definition : User community specific instrument. Usage: This element is used to specify a local instrument, local clearing option and/or further qualify the service or service level. XML Tag : LclInstrm Type : LocalInstrument2Choice
	1..1		XML Tag xs:choice
1.20	1..1	FITo FICustomer Direct Debit V02 +Group Header ++Payment Type Information +++Local Instrument ++++Code	SEPA Rulebook : AT-20 The identification code of the scheme. SEPA Usage Rule(s) : Only ‘CORE’ is allowed. The mixing of different Local Instrument values is not allowed in the same message. ISO Name : Code ISO Definition : Specifies the local instrument, as published in an external local instrument code list. XML Tag : Cd Type : ExternalLocalInstrument1Code ISO Length : 1 .. 35 SEPA Length : 1 .. 35
1.21	1..1	FITo FICustomer Direct Debit V02 +Group Header ++Payment Type Information +++Local Instrument ++++Proprietary	ISO Name : Proprietary ISO Definition : Specifies the local instrument, as a proprietary code. XML Tag : Prtry Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35
1.22	1..1	FITo FICustomer Direct Debit V02 +Group Header ++Payment Type Information +++Sequence Type	SEPA Rulebook : AT-21 Transaction / Sequence Type. SEPA Usage Rule(s) : Mandatory - If ‘Amendment Indicator’ is ‘true’, and ‘Original Debtor Account’ is set to ‘SMNDA’, this message element indicates either ‘FRST’, ‘RCUR’, ‘FNAL’ or ‘OOFF’ (all four codes allowed, no restrictions). ISO Name : Sequence Type ISO Definition : Identifies the direct debit sequence, such as first, recurrent, final or one-off. XML Tag : SeqTp Type : SequenceType1Code
1.23	0..1	FITo FICustomer Direct Debit V02 +Group Header ++Payment Type Information +++Category Purpose	SEPA Rulebook : AT-59 Category purpose of the Collection. SEPA Usage Rule(s) : Depending on the agreement between the Creditor and the Creditor Bank, ‘Category Purpose’ may be forwarded to the Debtor Bank. ISO Name : Category Purpose ISO Definition : Specifies the high level purpose of the instruction based on a set of pre-defined categories. Usage: This is used by the initiating party to provide information concerning the processing of the payment. It is likely to trigger special processing by any of the agents involved in the payment chain. XML Tag : CtgyPurp Type : CategoryPurpose1Choice
1.24	0..1	FITo FICustomer Direct Debit V02 +Group Header ++Instructing Agent	SEPA Usage Rule(s) : Only BIC is allowed. ISO Name : Instructing Agent ISO Definition : Agent that instructs the next party in the chain to carry out the (set of) instruction(s). XML Tag : InstgAgt Type : BranchAndFinancialInstitutionIdentification4
1.25	0..1	FITo FICustomer Direct Debit V02 +Group Header ++Instructed Agent	SEPA Usage Rule(s) : Only BIC is allowed. ISO Name : Instructed Agent ISO Definition : Agent that is instructed by the previous party in the chain to carry out the (set of) instruction(s). XML Tag : InstdAgt Type : BranchAndFinancialInstitutionIdentification4
2.0	1..n	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information	ISO Name : Direct Debit Transaction Information ISO Definition : Set of elements providing information specific to the individual direct debit(s). XML Tag : DrctDbtTxInf Type : DirectDebitTransactionInformation10
2.1	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Payment Identification	ISO Name : Payment Identification ISO Definition : Set of elements used to reference a payment instruction. XML Tag : PmtId Type : PaymentIdentification3
2.2	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Payment Identification +++Instruction Identification	ISO Name : Instruction Identification ISO Definition : Unique identification, as assigned by an instructing party for an instructed party, to unambiguously identify the instruction. Usage: The instruction identification is a point to point reference that can be used between the instructing party and the instructed party to refer to the individual instruction. It can be included in several messages related to the instruction. XML Tag : InstrId Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35
2.3	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Payment Identification +++End To End Identification	SEPA Rulebook : AT-10 Creditor’s reference of the Direct Debit Transaction. SEPA Usage Rule(s) : A customer reference that must be passed on in the end-to-end payment chain. In the event that no reference was given, ‘NOTPROVIDED’ must be used. ISO Name : End To End Identification ISO Definition : Unique identification, as assigned by the initiating party, to unambiguously identify the transaction. This identification is passed on, unchanged, throughout the entire end-to-end chain. Usage: The end-to-end identification can be used for reconciliation or to link tasks relating to the transaction. It can be included in several messages related to the transaction. Usage: In case there are technical limitations to pass on multiple references, the end-to-end identification must be passed on throughout the entire end-to-end chain. XML Tag : EndToEndId Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35
2.4	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Payment Identification +++Transaction Identification	SEPA Rulebook : AT-43 Creditor bank’s reference of the collection. SEPA Usage Rule(s) : Must contain a reference that is meaningful to the Creditor Bank and is unique over time. ISO Name : Transaction Identification ISO Definition : Unique identification, as assigned by the first instructing agent, to unambiguously identify the transaction that is passed on, unchanged, throughout the entire interbank chain. Usage: The transaction identification can be used for reconciliation, tracking or to link tasks relating to the transaction on the interbank level. Usage: The instructing agent has to make sure that the transaction identification is unique for a pre-agreed period. XML Tag : TxId Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35
2.5	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Payment Identification +++Clearing System Reference	ISO Name : Clearing System Reference ISO Definition : Unique reference, as assigned by a clearing system, to unambiguously identify the instruction. XML Tag : ClrSysRef Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35
2.6	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Payment Type Information	SEPA Usage Rule(s) : ‘Payment Type Information’ must be present either in ‘Group Header’ or in ‘Direct Debit Transaction Information’. ISO Name : Payment Type Information ISO Definition : Set of elements used to further specify the type of transaction. XML Tag : PmtTpInf Type : PaymentTypeInformation22
2.7	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Payment Type Information +++Instruction Priority	ISO Name : Instruction Priority ISO Definition : Indicator of the urgency or order of importance that the instructing party would like the instructed party to apply to the processing of the instruction. XML Tag : InstrPrty Type : Priority2Code
2.8	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Payment Type Information +++Clearing Channel	ISO Name : Clearing Channel ISO Definition : Specifies the clearing channel to be used to process the payment instruction. XML Tag : ClrChanl Type : ClearingChannel2Code
2.9	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Payment Type Information +++Service Level	SEPA Usage Rule(s) : Mandatory ISO Name : Service Level ISO Definition : Agreement under which or rules under which the transaction should be processed. XML Tag : SvcLvl Type : ServiceLevel8Choice
	1..1		XML Tag xs:choice
2.10	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Payment Type Information +++Service Level ++++Code	SEPA Rulebook : AT-20 The identification code of the Scheme. SEPA Usage Rule(s) : Only ‘SEPA’ is allowed. ISO Name : Code ISO Definition : Specifies a pre-agreed service or level of service between the parties, as published in an external service level code list. XML Tag : Cd Type : ExternalServiceLevel1Code ISO Length : 1 .. 4 SEPA Length : 1 .. 4 SEPA Code Restrictions SEPA - SingleEuroPaymentsArea - Payment must be executed following the Single Euro Payments Area scheme.
2.11	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Payment Type Information +++Service Level ++++Proprietary	ISO Name : Proprietary ISO Definition : Specifies a pre-agreed service or level of service between the parties, as a proprietary code. XML Tag : Prtry Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35
2.12	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Payment Type Information +++Local Instrument	SEPA Usage Rule(s) : Mandatory ISO Name : Local Instrument ISO Definition : User community specific instrument. Usage: This element is used to specify a local instrument, local clearing option and/or further qualify the service or service level. XML Tag : LclInstrm Type : LocalInstrument2Choice
	1..1		XML Tag xs:choice
2.13	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Payment Type Information +++Local Instrument ++++Code	SEPA Rulebook : AT-20 The identification code of the Scheme. SEPA Usage Rule(s) : Only ‘CORE’ is allowed. The mixing of different Local Instrument values is not allowed in the same message. ISO Name : Code ISO Definition : Specifies the local instrument, as published in an external local instrument code list. XML Tag : Cd Type : ExternalLocalInstrument1Code ISO Length 1 .. 35 SEPA Length 1 .. 35
2.14	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Payment Type Information +++Local Instrument ++++Proprietary	ISO Name : Proprietary ISO Definition : Specifies the local instrument, as a proprietary code. XML Tag : Prtry Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35
2.15	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Payment Type Information +++Sequence Type	SEPA Rulebook : AT-21 Transaction / Sequence Type. SEPA Usage Rule(s) : Mandatory - If ‘Amendment Indicator’ is ‘true’, and ‘Original Debtor Account’ is set to ‘SMNDA’, this message element indicates either ‘FRST’, ‘RCUR’, ‘FNAL’ or ‘OOFF’ (all four codes allowed, no restrictions). ISO Name : Sequence Type ISO Definition : Identifies the direct debit sequence, such as first, recurrent, final or one-off. XML Tag : SeqTp Type : SequenceType1Code
2.16	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Payment Type Information +++Category Purpose	SEPA Rulebook : AT-59 Category purpose of the Collection. SEPA Usage Rule(s) : Depending on the agreement between the Creditor and the Creditor Bank, ‘Category Purpose’ May be forwarded to the Debtor Bank. ISO Name : Category Purpose ISO Definition : Specifies the high level purpose of the instruction based on a set of pre-defined categories. Usage: This is used by the initiating party to provide information concerning the processing of the payment. It is likely to trigger special processing by any of the agents involved in the payment chain. XML Tag : CtgyPurp Type : CategoryPurpose1Choice
2.17	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Interbank Settlement Amount	SEPA Rulebook : AT-06 Amount of the Collection in euro. SEPA Usage Rule(s) : Only ‘EUR’ is allowed. Amount must be 0.01 or more and 999999999.99 or less. SEPA Format Rule(s) : The fractional part has a maximum of two digits. ISO Name : Interbank Settlement Amount ISO Definition : Amount of money moved between the instructing agent and the instructed agent. XML Tag : IntrBkSttlmAmt Type : ActiveCurrencyAndAmount SEPA FractDigits : 2 TotalDigits : 18 SEPA Inclusive 0.01 .. 999999999.99
2.18	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Interbank Settlement Date	ISO Name : Interbank Settlement Date ISO Definition : Date on which the amount of money ceases to be available to the agent that owes it and when the amount of money becomes available to the agent to which it is due. XML Tag : IntrBkSttlmDt Type : ISODate
2.19	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Instructed Amount	ISO Name : Instructed Amount ISO Definition : Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party. XML Tag : InstdAmt Type : ActiveOrHistoricCurrencyAndAmount SEPA FractDigits : 5 TotalDigits : 18 SEPA Inclusive 0
2.20	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Exchange Rate	ISO Name : Exchange Rate ISO Definition : Factor used to convert an amount from one currency into another. This reflects the price at which one currency was bought with another currency. XML Tag : XchgRate Type : BaseOneRate SEPA FractDigits : 10 TotalDigits : 11
2.21	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Charge Bearer	SEPA Usage Rule(s) : Only ‘SLEV’ is allowed. ISO Name : Charge Bearer ISO Definition : Specifies which party/parties will bear the charges associated with the processing of the payment transaction. XML Tag : ChrgBr Type : ChargeBearerType1Code SEPA Code Restrictions : SLEV (FollowingServiceLevel) - Charges are to be applied following the rules agreed in the service level and/or scheme.
2.22	0..n	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Charges Information	ISO Name : Charges Information ISO Definition : Provides information on the charges to be paid by the charge bearer(s) related to the payment transaction. XML Tag : ChrgsInf Type : ChargesInformation5
2.23	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Requested Collection Date	SEPA Rulebook : AT-11 Due Date of the Collection. SEPA Usage Rule(s) : Mandatory ISO Name : Requested Collection Date ISO Definition : Date and time at which the creditor requests that the amount of money is to be collected from the debtor. XML Tag : ReqdColltnDt Type : ISODate
2.24	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction	SEPA Usage Rule(s) : Mandatory ISO Name : Direct Debit Transaction ISO Definition : Set of elements providing information specific to the direct debit mandate. XML Tag : DrctDbtTx Type : DirectDebitTransaction6
2.25	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Mandate Related Information	SEPA Usage Rule(s) : Mandatory ISO Name : Mandate Related Information ISO Definition : Set of elements used to provide further details of the direct debit mandate signed between the creditor and the debtor. XML Tag : MndtRltdInf Type : MandateRelatedInformation6
2.26	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Mandate Related Information ++++Mandate Identification	SEPA Rulebook : AT-01 Unique Mandate reference. SEPA Usage Rule(s) : Mandatory ISO Name : Mandate Identification ISO Definition : Unique identification, as assigned by the creditor, to unambiguously identify the mandate. XML Tag : MndtId Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35
2.27	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Mandate Related Information ++++Date Of Signature	SEPA Rulebook : AT-25 Date of Signing of the Mandate. SEPA Usage Rule(s) : Mandatory ISO Name : Date Of Signature ISO Definition : Date on which the direct debit mandate has been signed by the debtor. XML Tag : DtOfSgntr Type : ISODate
2.28	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Mandate Related Information ++++Amendment Indicator	ISO Name : Amendment Indicator ISO Definition : Indicator notifying whether the underlying mandate is amended or not. XML Tag : AmdmntInd Type : TrueFalseIndicator
2.29	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Mandate Related Information ++++Amendment Information Details	SEPA Rulebook AT-24 Reason for Amendment of the Mandate. The reason from the Rulebook is indicated by using the following message sub-elements: SEPA Usage Rule(s) Mandatory if ‘Amendment Indicator’ is ‘true’. ISO Name : Amendment Information Details ISO Definition : List of mandate elements that have been modified. XML Tag : AmdmntInfDtls Type : AmendmentInformationDetails6
2.30	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Mandate Related Information ++++Amendment Information Details +++++Original Mandate Identification	SEPA Rulebook : AT-19 Unique Mandate reference as given by the original Creditor who issued the Mandate. SEPA Usage Rule(s) : Mandatory if changes occur in ‘Mandate Identification’, otherwise not to be used. ISO Name : Original Mandate Identification ISO Definition : Unique identification, as assigned by the creditor, to unambiguously identify the original mandate. XML Tag : OrgnlMndtId Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35
2.31	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Mandate Related Information ++++Amendment Information Details +++++Original Creditor Scheme Identification	SEPA Usage Rule(s) : Mandatory if changes occur in ‘Creditor Scheme Identification’ and or 'Name', otherwise not to be used. ISO Name : Original Creditor Scheme Identification ISO Definition : Original creditor scheme identification that has been modified. XML Tag : OrgnlCdtrSchmeId Type : PartyIdentification32
2.32	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Mandate Related Information ++++Amendment Information Details +++++Original Creditor Scheme Identification ++++++Name	SEPA Rulebook : Original AT-03 Name of the Creditor. SEPA Usage Rule(s) : If present, the new name must be specified under Creditor. ‘Name’ is limited to 70 characters in length. ISO Name : Name ISO Definition : Name by which a party is known and which is usually used to identify that party. XML Tag : Nm Type : Max140Text ISO Length : 1 .. 140 SEPA Length : 1 .. 70
2.33	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Mandate Related Information ++++Amendment Information Details +++++Original Creditor Scheme Identification ++++++Postal Address	ISO Name : Postal Address ISO Definition : Information that locates and identifies a specific address, as defined by postal services. XML Tag : PstlAdr Type : PostalAddress6
2.34	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Mandate Related Information ++++Amendment Information Details +++++Original Creditor Scheme Identification ++++++Identification	SEPA Rulebook : AT-18 Identifier of the Original Creditor who issued the Mandate. ISO Name : Identification ISO Definition : Unique and unambiguous identification of a party. XML Tag : Id Type : Party6Choice
	1..1		XML Tag xs:choice
2.35	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Mandate Related Information ++++Amendment Information Details +++++Original Creditor Scheme Identification ++++++Identification +++++++Organisation Identification	ISO Name : Organisation Identification ISO Definition : Unique and unambiguous way to identify an organisation. XML Tag : OrgId Type : OrganisationIdentification4
2.36	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Mandate Related Information ++++Amendment Information Details +++++Original Creditor Scheme Identification ++++++Identification +++++++Private Identification	SEPA Usage Rule(s) : Private Identification is used to identify either an organisation or a private person. ISO Name : Private Identification ISO Definition : Unique and unambiguous identification of a person, eg, passport. XML Tag : PrvtId Type : PersonIdentification5
2.37	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Mandate Related Information ++++Amendment Information Details +++++Original Creditor Scheme Identification ++++++Identification +++++++Private Identification ++++++++Date And Place Of Birth	ISO Name : Date And Place Of Birth ISO Definition : Date and place of birth of a person. XML Tag : DtAndPlcOfBirth Type : DateAndPlaceOfBirth
2.38	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Mandate Related Information ++++Amendment Information Details +++++Original Creditor Scheme Identification ++++++Identification +++++++Private Identification ++++++++Other	SEPA Usage Rule(s) : Only one occurrence of ‘Other’ is allowed, and no other sub-elements are allowed. ‘Identification’ must be used with an identifier described in General Message Element Specifications, Chapter 1.5.2. ‘Proprietary’ under ‘Scheme Name’ must specify ‘SEPA’. ISO Name : Other ISO Definition : Unique identification of a person, as assigned by an institution, using an identification scheme. XML Tag : Othr Type : GenericPersonIdentification1
2.39	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Mandate Related Information ++++Amendment Information Details +++++Original Creditor Scheme Identification ++++++Country Of Residence	ISO Name : Country Of Residence ISO Definition : Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed. XML Tag : CtryOfRes Type : CountryCode Pattern : [A-Z]{2,2}
2.40	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Mandate Related Information ++++Amendment Information Details +++++Original Creditor Scheme Identification ++++++Contact Details	ISO Name : Contact Details ISO Definition : Set of elements used to indicate how to contact the party. XML Tag : CtctDtls Type : ContactDetails2
2.41	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Mandate Related Information ++++Amendment Information Details +++++Original Creditor Agent	ISO Name : Original Creditor Agent ISO Definition : Original creditor agent that has been modified. XML Tag : OrgnlCdtrAgt Type : BranchAndFinancialInstitutionIdentification4
2.42	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Mandate Related Information ++++Amendment Information Details +++++Original Creditor Agent Account	ISO Name : Original Creditor Agent Account ISO Definition : Original creditor agent acount that has been modified. XML Tag : OrgnlCdtrAgtAcct Type : CashAccount16
2.43	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Mandate Related Information ++++Amendment Information Details +++++Original Debtor	ISO Name : Original Debtor ISO Definition : Original debtor that has been modified. XML Tag : OrgnlDbtr Type : PartyIdentification32
2.44	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Mandate Related Information ++++Amendment Information Details +++++Original Debtor Account	SEPA Usage Rule(s) : To use ‘Identification’ under ‘Other’ under ‘Identification’ with code ‘SMNDA’ to indicate same mandate with new Debtor Account. Or In case of an account change within the same bank, IBAN is allowed. ISO Name : Original Debtor Account ISO Definition : Original debtor account that has been modified. XML Tag : OrgnlDbtrAcct Type : CashAccount16
2.45	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Mandate Related Information ++++Amendment Information Details +++++Original Debtor Agent	SEPA Usage Rule(s) : Not to be used if element Original Debtor Account is populated with SMNDA. ISO Name : Original Debtor Agent ISO Definition : Original debtor agent that has been modified. XML Tag : OrgnlDbtrAgt Type : BranchAndFinancialInstitutionIdentification4
2.46	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Mandate Related Information ++++Amendment Information Details +++++Original Debtor Agent Account	ISO Name : Original Debtor Agent Account ISO Definition : Original debtor agent account that has been modified. XML Tag : OrgnlDbtrAgtAcct Type : CashAccount16
2.47	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Mandate Related Information ++++Amendment Information Details +++++Original Final Collection Date	ISO Name Original : Final Collection Date ISO Definition : Original final collection date that has been modified. XML Tag : OrgnlFnlColltnDt Type : ISODate
2.48	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Mandate Related Information ++++Amendment Information Details +++++Original Frequency	ISO Name : Original Frequency ISO Definition : Original frequency that has been modified. XML Tag : OrgnlFrqcy Type : Frequency1Code
2.49	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Mandate Related Information ++++Electronic Signature	SEPA Rulebook : AT-16 Placeholder for the electronic signature data, if applicable. AT-17 The type of Mandate (paper or e-mandate). AT-60 Reference of the validation made by the Debtor Bank (if present in DS-03). SEPA Usage Rule(s) : If the direct debit is based on an EPC electronic mandate, this data element must contain AT-60 which is the reference to the Mandate Acceptance Report made by the Debtor Bank. This data element is not to be used if the mandate is a paper mandate. ISO Name : Electronic Signature ISO Definition : Additional security provisions, such as a digital signature, as provided by the debtor. XML Tag : ElctrncSgntr Type : Max1025Text ISO Length : 1 .. 1025 SEPA Length : 1 .. 1025
2.50	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Mandate Related Information ++++First Collection Date	ISO Name : First Collection Date ISO Definition : Date of the first collection of a direct debit as per the mandate. XML Tag : FrstColltnDt Type : ISODate
2.51	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Mandate Related Information ++++Final Collection Date	ISO Name : Final Collection Date ISO Definition : Date of the final collection of a direct debit as per the mandate. XML Tag : FnlColltnDt Type : ISODate
2.52	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Mandate Related Information ++++Frequency	ISO Name : Frequency ISO Definition : Regularity with which direct debit instructions are to be created and processed. XML Tag : Frqcy Type : Frequency1Code
2.53	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Creditor Scheme Identification	SEPA Rulebook : AT-02 Identifier of the Creditor. SEPA Usage Rule(s) : Mandatory ISO Name : Creditor Scheme Identification ISO Definition : Credit party that signs the mandate. XML Tag : CdtrSchmeId Type : PartyIdentification32
2.54	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Creditor Scheme Identification ++++Name	ISO Name : Name ISO Definition : Name by which a party is known and which is usually used to identify that party. XML Tag : Nm Type : Max140Text ISO Length : 1 .. 140 SEPA Length : 1 .. 140
2.55	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Creditor Scheme Identification ++++Postal Address	ISO Name : Postal Address ISO Definition : Information that locates and identifies a specific address, as defined by postal services. XML Tag : PstlAdr Type : PostalAddress6
2.56	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Creditor Scheme Identification ++++Identification	SEPA Rulebook AT-02 Identifier of the Creditor. SEPA Usage Rule(s) Mandatory ISO Name : Identification ISO Definition : Unique and unambiguous identification of a party. XML Tag : Id Type : Party6Choice
	1..1		XML Tag xs:choice
2.57	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Creditor Scheme Identification ++++Identification +++++Organisation Identification	ISO Name : Organisation Identification ISO Definition : Unique and unambiguous way to identify an organisation. XML Tag : OrgId Type : OrganisationIdentification4
2.58	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Creditor Scheme Identification ++++Identification +++++Private Identification	SEPA Usage Rule(s) : Private Identification is used to identify either an organisation or a private person. ISO Name : Private Identification ISO Definition : Unique and unambiguous identification of a person, eg, passport. XML Tag : PrvtId Type : PersonIdentification5
2.59	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Creditor Scheme Identification ++++Identification +++++Private Identification ++++++Date And Place Of Birth	ISO Name : Date And Place Of Birth ISO Definition : Date and place of birth of a person. XML Tag : DtAndPlcOfBirth Type : DateAndPlaceOfBirth
2.60	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Creditor Scheme Identification ++++Identification +++++Private Identification ++++++Other	SEPA Usage Rule(s) : Only one occurrence of ‘Other’ is allowed, and no other sub-elements are allowed. ‘Identification’ must be used with an identifier described in General Message Element Specifications, Chapter 1.5.2. ‘Proprietary’ under ‘Scheme Name’ must specify ‘SEPA’. ISO Name : Other ISO Definition : Unique identification of a person, as assigned by an institution, using an identification scheme. XML Tag : Othr Type : GenericPersonIdentification1
2.61	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Creditor Scheme Identification ++++Country Of Residence	ISO Name : Country Of Residence ISO Definition : Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed. XML Tag : CtryOfRes Type : CountryCode Pattern : [A-Z]{2,2}
2.62	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Creditor Scheme Identification ++++Contact Details	ISO Name : Contact Details ISO Definition : Set of elements used to indicate how to contact the party. XML Tag : CtctDtls Type : ContactDetails2
2.63	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Pre Notification Identification	SEPA Rulebook : (Note: according to the Rulebook, the information may be provided in Remittance Information) ISO Name : Pre Notification Identification ISO Definition : Unique and unambiguous identification of the pre-notification which is sent separately from the direct debit instruction. Usage: The direct debit pre-notification is used to reconcile separately sent collection information with the direct debit transaction information. XML Tag : PreNtfctnId Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35
2.64	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Direct Debit Transaction +++Pre Notification Date	ISO Name : Pre Notification Date ISO Definition : Date on which the creditor notifies the debtor about the amount and date on which the direct debit instruction will be presented to the debtor's agent. XML Tag : PreNtfctnDt Type : ISODate
2.65	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Creditor	ISO Name : Creditor ISO Definition : Party to which an amount of money is due. XML Tag : Cdtr Type : PartyIdentification32
2.66	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Creditor +++Name	SEPA Rulebook : AT-03 Name of the Creditor. SEPA Usage Rule(s) : Mandatory - ‘Name’ is limited to 70 characters in length. ISO Name : Name ISO Definition : Name by which a party is known and which is usually used to identify that party. XML Tag : Nm Type : Max140Text ISO Length : 1 .. 140 SEPA Length : 1 .. 70
2.67	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Creditor +++Postal Address	SEPA Rulebook : AT-05 Address of the Creditor. SEPA Usage Rule(s) : ‘Postal Address’ is optional but is mandatory if provided by the Creditor. ISO Name : Postal Address ISO Definition : Information that locates and identifies a specific address, as defined by postal services. XML Tag : PstlAdr Type : PostalAddress6
2.68	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Creditor +++Postal Address ++++Address Type	ISO Name : Address Type ISO Definition : Identifies the nature of the postal address. XML Tag : AdrTp Type : AddressType2Code
2.69	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Creditor +++Postal Address ++++Department	ISO Name : Department ISO Definition : Identification of a division of a large organisation or building. XML Tag : Dept Type : Max70Text ISO Length : 1 .. 70 SEPA Length : 1 .. 70
2.70	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Creditor +++Postal Address ++++Sub Department	ISO Name : Sub Department ISO Definition : Identification of a sub-division of a large organisation or building. XML Tag : SubDept Type : Max70Text ISO Length : 1 .. 70 SEPA Length : 1 .. 70
2.71	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Creditor +++Postal Address ++++Street Name	ISO Name : Street Name ISO Definition : Name of a street or thoroughfare. XML Tag : StrtNm Type : Max70Text ISO Length : 1 .. 70 SEPA Length : 1 .. 70
2.72	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Creditor +++Postal Address ++++Building Number	ISO Name : Building Number ISO Definition : Number that identifies the position of a building on a street. XML Tag : BldgNb Type : Max16Text ISO Length : 1 .. 16 SEPA Length : 1 .. 16
2.73	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Creditor +++Postal Address ++++Post Code	ISO Name : Post Code ISO Definition : Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail. XML Tag : PstCd Type : Max16Text ISO Length : 1 .. 16 SEPA Length : 1 .. 16
2.74	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Creditor +++Postal Address ++++Town Name	ISO Name : Town Name ISO Definition : Name of a built-up area, with defined boundaries, and a local government. XML Tag : TwnNm Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35
2.75	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Creditor +++Postal Address ++++Country Sub Division	ISO Name : Country Sub Division ISO Definition : Identifies a subdivision of a country such as state, region, county. XML Tag : CtrySubDvsn Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35
2.76	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Creditor +++Postal Address ++++Country	ISO Name : Country ISO Definition : Nation with its own government. XML Tag : Ctry Type : CountryCode Pattern : [A-Z]{2,2}
2.77	0..2	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Creditor +++Postal Address ++++Address Line	SEPA Usage Rule(s) : Only two occurrences are allowed. ISO Name : Address Line ISO Definition : Information that locates and identifies a specific address, as defined by postal services, presented in free format text. XML Tag : AdrLine Type : Max70Text ISO Length : 1 .. 70 SEPA Length : 1 .. 70
2.78	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Creditor +++Identification	ISO Name : Identification ISO Definition : Unique and unambiguous identification of a party. XML Tag : Id Type : Party6Choice
2.79	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Creditor +++Country Of Residence	ISO Name : Country Of Residence ISO Definition : Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed. XML Tag : CtryOfRes Type : CountryCode Pattern : [A-Z]{2,2}
2.80	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Creditor +++Contact Details	ISO Name : Contact Details ISO Definition : Set of elements used to indicate how to contact the party. XML Tag : CtctDtls Type : ContactDetails2
2.81	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Creditor Account	SEPA Rulebook : AT-04 The account number (IBAN) of the Creditor. SEPA Usage Rule(s) : Mandatory - Only IBAN is allowed. ISO Name : Creditor Account ISO Definition : Unambiguous identification of the account of the creditor to which a credit entry will be posted as a result of the payment transaction. XML Tag : CdtrAcct Type : CashAccount16
2.82	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Creditor Agent	SEPA Rulebook : AT-12 BIC of the Creditor bank. SEPA Usage Rule(s) : Only BIC is allowed. ISO Name : Creditor Agent ISO Definition : Financial institution servicing an account for the creditor. XML Tag : CdtrAgt Type : BranchAndFinancialInstitutionIdentification4
2.83	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Creditor Agent Account	ISO Name : Creditor Agent Account ISO Definition : Unambiguous identification of the account of the creditor agent at its servicing agent to which a credit entry will be made as a result of the payment transaction. XML Tag : CdtrAgtAcct Type : CashAccount16
2.84	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Ultimate Creditor	SEPA Usage Rule(s) : Mandatory if given by the Creditor in ‘pain.008.001.02’ and must be forwarded through the payment chain up to the Debtor. ISO Name : Ultimate Creditor ISO Definition : Ultimate party to which an amount of money is due. XML Tag : UltmtCdtr Type : PartyIdentification32
2.85	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Ultimate Creditor +++Name	SEPA Rulebook : AT-38 Name of the Creditor Reference Party. SEPA Usage Rule(s) : ‘Name’ is limited to 70 characters in length. ISO Name : Name ISO Definition : Name by which a party is known and which is usually used to identify that party. XML Tag : Nm Type : Max140Text ISO Length : 1 .. 140 SEPA Length : 1 .. 70
2.86	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Ultimate Creditor +++Postal Address	ISO Name : Postal Address ISO Definition : Information that locates and identifies a specific address, as defined by postal services. XML Tag : PstlAdr Type : PostalAddress6
2.87	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Ultimate Creditor +++Identification	SEPA Rulebook : AT-39 Identification code of the Creditor Reference Party. ISO Name : Identification ISO Definition : Unique and unambiguous identification of a party. XML Tag : Id Type : Party6Choice
	1..1		XML Tag xs:choice
2.88	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Ultimate Creditor +++Identification ++++Organisation Identification	SEPA Usage Rule(s) : Either ‘BIC or BEI’ or one occurrence of ‘Other’ is allowed. ISO Name : Organisation Identification ISO Definition : Unique and unambiguous way to identify an organisation. XML Tag : OrgId Type : OrganisationIdentification4
2.89	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Ultimate Creditor +++Identification ++++Private Identification	SEPA Usage Rule(s) : Either ‘Date and Place of Birth’ or one occurrence of ‘Other’ is allowed. ISO Name : Private Identification ISO Definition : Unique and unambiguous identification of a person, eg, passport. XML Tag : PrvtId Type : PersonIdentification5
2.90	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Ultimate Creditor +++Country Of Residence	ISO Name : Country Of Residence ISO Definition : Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed. XML Tag : CtryOfRes Type : CountryCode Pattern : [A-Z]{2,2}
2.91	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Ultimate Creditor +++Contact Details	ISO Name : Contact Details ISO Definition : Set of elements used to indicate how to contact the party. XML Tag : CtctDtls Type : ContactDetails2
2.92	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Initiating Party	ISO Name : Initiating Party ISO Definition Party that initiates the payment. Usage: This can be either the creditor or a party that initiates the direct debit on behalf of the creditor. XML Tag : InitgPty Type : PartyIdentification32
2.93	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Instructing Agent	SEPA Usage Rule(s) : Only BIC is allowed. ISO Name : Instructing Agent ISO Definition : Agent that instructs the next party in the chain to carry out the (set of) instruction(s). XML Tag : InstgAgt Type : BranchAndFinancialInstitutionIdentification4
2.94	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Instructed Agent	SEPA Usage Rule(s) : Only BIC is allowed. ISO Name : Instructed Agent ISO Definition : Agent that is instructed by the previous party in the chain to carry out the (set of) instruction(s). XML Tag : InstdAgt Type : BranchAndFinancialInstitutionIdentification4
2.95	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Intermediary Agent 1	ISO Name : Intermediary Agent 1 ISO Definition : Agent between the debtor's agent and the creditor's agent. Usage: If more than one intermediary agent is present, then IntermediaryAgent1 identifies the agent between the DebtorAgent and the IntermediaryAgent2. XML Tag : IntrmyAgt1 Type : BranchAndFinancialInstitutionIdentification4
2.96	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Intermediary Agent 1Account	ISO Name : Intermediary Agent 1Account ISO Definition : Unambiguous identification of the account of the intermediary agent 1 at its servicing agent in the payment chain. XML Tag : IntrmyAgt1Acct Type : CashAccount16
2.97	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Intermediary Agent 2	ISO Name : Intermediary Agent 2 ISO Definition : Agent between the debtor's agent and the creditor's agent. Usage: If more than two intermediary agents are present, then IntermediaryAgent2 identifies the agent between the IntermediaryAgent1 and the IntermediaryAgent3. XML Tag : IntrmyAgt2 Type : BranchAndFinancialInstitutionIdentification4
2.98	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Intermediary Agent 2Account	ISO Name : Intermediary Agent 2Account ISO Definition : Unambiguous identification of the account of the intermediary agent 2 at its servicing agent in the payment chain. XML Tag : IntrmyAgt2Acct Type : CashAccount16
2.99	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Intermediary Agent 3	ISO Name : Intermediary Agent 3 ISO Definition : Agent between the debtor agent and creditor agent. Usage: If IntermediaryAgent3 is present, then it identifies the agent between the intermediary agent 2 and the debtor agent. XML Tag : IntrmyAgt3 Type : BranchAndFinancialInstitutionIdentification4
2.100	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Intermediary Agent 3Account	ISO Name : Intermediary Agent 3Account ISO Definition : Unambiguous identification of the account of the intermediary agent 3 at its servicing agent in the payment chain. XML Tag : IntrmyAgt3Acct Type : CashAccount16
2.101	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Debtor	ISO Name : Debtor ISO Definition : Party that owes an amount of money to the (ultimate) creditor. XML Tag : Dbtr Type : PartyIdentification32
2.102	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Debtor +++Name	SEPA Rulebook : AT-14 Name of the Debtor. SEPA Usage Rule(s) : Mandatory - ‘Name’ is limited to 70 characters in length. In case of a mandate generated using data from a payment card at the point of sale which results in a direct debit to and from a payment account, and where the name of the Debtor is not available, the attribute “Name of the Debtor” must be filled in with “/CDGM” (note: Card Data Generated Mandate), followed by “/card number”, “/sequence number” and “/expiry date of the card” (note: this means that the information parts are delimited by “/”) or, if these data elements are not available, by any other data element(s) that would uniquely identify the Debtor to the Debtor Bank. ISO Name : Name ISO Definition : Name by which a party is known and which is usually used to identify that party. XML Tag : Nm Type : Max140Text ISO Length : 1 .. 140 SEPA Length : 1 .. 70
2.103	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Debtor +++Postal Address	SEPA Rulebook : AT-09 Address of the Debtor. SEPA Usage Rule(s) : ‘Postal Address’ is optional but mandatory if present in DS-02 or when the Creditor Bank or the Debtor Bank is located in a non-EEA SEPA country or territory. ISO Name : Postal Address ISO Definition : Information that locates and identifies a specific address, as defined by postal services. XML Tag : PstlAdr Type : PostalAddress6
2.104	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Debtor +++Postal Address ++++Address Type	ISO Name : Address Type ISO Definition : Identifies the nature of the postal address. XML Tag : AdrTp Type : AddressType2Code
2.105	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Debtor +++Postal Address ++++Department	ISO Name : Department ISO Definition : Identification of a division of a large organisation or building. XML Tag : Dept Type : Max70Text ISO Length : 1 .. 70 SEPA Length : 1 .. 70
2.106	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Debtor +++Postal Address ++++Sub Department	ISO Name : Sub Department ISO Definition : Identification of a sub-division of a large organisation or building. XML Tag : SubDept Type : Max70Text ISO Length : 1 .. 70 SEPA Length : 1 .. 70
2.107	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Debtor +++Postal Address ++++Street Name	ISO Name : Street Name ISO Definition : Name of a street or thoroughfare. XML Tag : StrtNm Type : Max70Text ISO Length : 1 .. 70 SEPA Length : 1 .. 70
2.108	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Debtor +++Postal Address ++++Building Number	ISO Name : Building Number ISO Definition : Number that identifies the position of a building on a street. XML Tag : BldgNb Type : Max16Text ISO Length : 1 .. 16 SEPA Length : 1 .. 16
2.109	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Debtor +++Postal Address ++++Post Code	ISO Name : Post Code ISO Definition : Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail. XML Tag : PstCd Type : Max16Text ISO Length : 1 .. 16 SEPA Length : 1 .. 16
2.110	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Debtor +++Postal Address ++++Town Name	ISO Name : Town Name ISO Definition : Name of a built-up area, with defined boundaries, and a local government. XML Tag : TwnNm Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35
2.111	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Debtor +++Postal Address ++++Country Sub Division	ISO Name : Country Sub Division ISO Definition : Identifies a subdivision of a country such as state, region, county. XML Tag : CtrySubDvsn Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35
2.112	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Debtor +++Postal Address ++++Country	ISO Name : Country ISO Definition : Nation with its own government. XML Tag : Ctry Type : CountryCode Pattern : [A-Z]{2,2}
2.113	0..2	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Debtor +++Postal Address ++++Address Line	SEPA Usage Rule(s) : Only two occurrences are allowed. ISO Name : Address Line ISO Definition : Information that locates and identifies a specific address, as defined by postal services, presented in free format text. XML Tag : AdrLine Type : Max70Text ISO Length : 1 .. 70 SEPA Length : 1 .. 70
2.114	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Debtor +++Identification	SEPA Rulebook : AT-27 Debtor identification code. ISO Name : Identification ISO Definition : Unique and unambiguous identification of a party. XML Tag : Id Type : Party6Choice
	1..1		XML Tag xs:choice
2.115	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Debtor +++Identification ++++Organisation Identification	SEPA Usage Rule(s) : Either ‘BIC or BEI’ or one occurrence of ‘Other’ is allowed. ISO Name : Organisation Identification ISO Definition : Unique and unambiguous way to identify an organisation. XML Tag : OrgId Type : OrganisationIdentification4
2.116	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Debtor +++Identification ++++Private Identification	SEPA Usage Rule(s) : Either ‘Date and Place of Birth’ or one occurrence of ‘Other’ is allowed. ISO Name : Private Identification ISO Definition : Unique and unambiguous identification of a person, eg, passport. XML Tag : PrvtId Type : PersonIdentification5
2.117	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Debtor +++Country Of Residence	ISO Name : Country Of Residence ISO Definition : Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed. XML Tag : CtryOfRes Type : CountryCode Pattern : [A-Z]{2,2}
2.118	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Debtor +++Contact Details	ISO Name : Contact Details ISO Definition : Set of elements used to indicate how to contact the party. XML Tag : CtctDtls Type : ContactDetails2
2.119	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Debtor Account	SEPA Rulebook : AT-07 The account number (IBAN) of the Debtor. SEPA Usage Rule(s) : Only IBAN is allowed. ISO Name : Debtor Account ISO Definition : Unambiguous identification of the account of the debtor to which a debit entry will be made as a result of the transaction. XML Tag : DbtrAcct Type : CashAccount16
2.120	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Debtor Agent	SEPA Rulebook : AT-13 BIC of Debtor’s Bank. SEPA Usage Rule(s) : Only BIC is allowed. ISO Name : Debtor Agent ISO Definition : Financial institution servicing an account for the debtor. XML Tag : DbtrAgt Type : BranchAndFinancialInstitutionIdentification4
2.121	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Debtor Agent Account	ISO Name : Debtor Agent Account ISO Definition : Unambiguous identification of the account of the debtor agent at its servicing agent in the payment chain. XML Tag : DbtrAgtAcct Type : CashAccount16
2.122	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Ultimate Debtor	SEPA Usage Rule(s) : Mandatory if given by the Creditor in ‘pain.008.001.02’ and must be forwarded through the payment chain up to the Debtor. ISO Name : Ultimate Debtor ISO Definition : Ultimate party that owes an amount of money to the (ultimate) creditor. XML Tag : UltmtDbtr Type : PartyIdentification32
2.123	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Ultimate Debtor +++Name	SEPA Rulebook : AT-15 Name of the Debtor Reference Party. SEPA Usage Rule(s) : ‘Name’ is limited to 70 characters in length. ISO Name : Name ISO Definition : Name by which a party is known and which is usually used to identify that party. XML Tag : Nm Type : Max140Text ISO Length : 1 .. 140 SEPA Length : 1 .. 70
2.124	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Ultimate Debtor +++Postal Address	ISO Name : Postal Address ISO Definition : Information that locates and identifies a specific address, as defined by postal services. XML Tag : PstlAdr Type : PostalAddress6
2.125	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Ultimate Debtor +++Identification	SEPA Rulebook : AT-37 Identification code of the Debtor Reference Party. ISO Name : Identification ISO Definition : Unique and unambiguous identification of a party. XML Tag : Id Type : Party6Choice
	1..1		XML Tag xs:choice
2.126	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Ultimate Debtor +++Identification ++++Organisation Identification	SEPA Usage Rule(s) : Either ‘BIC or BEI’ or one occurrence of ‘Other’ is allowed. ISO Name : Organisation Identification ISO Definition : Unique and unambiguous way to identify an organisation. XML Tag : OrgId Type : OrganisationIdentification4
2.127	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Ultimate Debtor +++Identification ++++Private Identification	SEPA Usage Rule(s) : Either ‘Date and Place of Birth’ or one occurrence of ‘Other’ is allowed. ISO Name : Private Identification ISO Definition : Unique and unambiguous identification of a person, eg, passport. XML Tag : PrvtId Type : PersonIdentification5
2.128	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Ultimate Debtor +++Country Of Residence	ISO Name : Country Of Residence ISO Definition : Country in which a person resides (the place of a person's home). In the case of a company, it is the country from which the affairs of that company are directed. XML Tag : CtryOfRes Type : CountryCode Pattern : [A-Z]{2,2}
2.129	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Ultimate Debtor +++Contact Details	ISO Name : Contact Details ISO Definition : Set of elements used to indicate how to contact the party. XML Tag : CtctDtls Type : ContactDetails2
2.130	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Purpose	SEPA Rulebook : AT-58 Purpose of the Collection. ISO Name : Purpose ISO Definition : Underlying reason for the payment transaction. Usage: Purpose is used by the end-customers, that is initiating party, (ultimate) debtor, (ultimate) creditor to provide information concerning the nature of the payment. Purpose is a content element, which is not used for processing by any of the agents involved in the payment chain. XML Tag Purp Type Purpose2Choice
	1..1		XML Tag xs:choice
2.131	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Purpose +++Code	ISO Name : Code ISO Definition : Underlying reason for the payment transaction, as published in an external purpose code list. XML Tag : Cd Type : ExternalPurpose1Code ISO Length : 1 .. 4 SEPA Length : 1 .. 4
2.132	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Purpose +++Proprietary	ISO Name : Proprietary ISO Definition : Purpose, in a proprietary form. XML Tag : Prtry Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35
2.133	0..10	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Regulatory Reporting	ISO Name : Regulatory Reporting ISO Definition : Information needed due to regulatory and statutory requirements. XML Tag : RgltryRptg Type : RegulatoryReporting3
2.134	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Related Remittance Information	ISO Name : Related Remittance Information ISO Definition : Set of elements used to provide information related to the handling of the remittance information by any of the agents in the transaction processing chain. XML Tag : RltdRmtInf Type : RemittanceLocation2
2.135	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Remittance Information	SEPA Rulebook AT-22 Remittance information from the Creditor. SEPA Usage Rule(s) Either ‘Structured’ or ‘Unstructured’ may be present. ISO Name : Remittance Information ISO Definition : Information supplied to enable the matching of an entry with the items that the transfer is intended to settle, such as commercial invoices in an accounts' receivable system. XML Tag : RmtInf Type : RemittanceInformation5
2.136	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Remittance Information +++Unstructured	SEPA Usage Rule(s) : ‘Unstructured’ may carry structured remittance information, as agreed between the Creditor and the Debtor. Only one occurrence of ‘Unstructured’ is allowed. ISO Name : Unstructured ISO Definition : Information supplied to enable the matching/reconciliation of an entry with the items that the payment is intended to settle, such as commercial invoices in an accounts' receivable system, in an unstructured form. XML Tag : Ustrd Type : Max140Text ISO Length : 1 .. 140 SEPA Length : 1 .. 140
2.137	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Remittance Information +++Structured	SEPA Usage Rule(s) : Only one occurrence of ‘Structured’ is allowed. SEPA Format Rule(s) : ‘Structured’ can be used, provided the tags and the data within the ‘Structured’ element do not exceed 140 characters in length. ISO Name : Structured ISO Definition : Information supplied to enable the matching/reconciliation of an entry with the items that the payment is intended to settle, such as commercial invoices in an accounts' receivable system, in a structured form. XML Tag : Strd Type : StructuredRemittanceInformation7
2.138	0..n	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Remittance Information +++Structured ++++Referred Document Information	ISO Name Referred : Document Information ISO Definition : Set of elements used to identify the documents referred to in the remittance information. XML Tag : RfrdDocInf Type : ReferredDocumentInformation3
2.139	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Remittance Information +++Structured ++++Referred Document Amount	ISO Name : Referred Document Amount ISO Definition : Set of elements used to provide details on the amounts of the referred document. XML Tag : RfrdDocAmt Type : RemittanceAmount1
2.140	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Remittance Information +++Structured ++++Creditor Reference Information	SEPA Usage Rule(s) : When present, the Debtor Bank is not obliged to validate the reference information. When used both ‘Type’ and ‘Reference’ must be present. ISO Name : Creditor Reference Information ISO Definition : Reference information provided by the creditor to allow the identification of the underlying documents. XML Tag : CdtrRefInf Type : CreditorReferenceInformation2
2.141	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Remittance Information +++Structured ++++Creditor Reference Information +++++Type	ISO Name : Type ISO Definition : Specifies the type of creditor reference. XML Tag : Tp Type : CreditorReferenceType2
2.142	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Remittance Information +++Structured ++++Creditor Reference Information +++++Type ++++++Code Or Proprietary	ISO Name : Code Or Proprietary ISO Definition : Coded or proprietary format creditor reference type. XML Tag : CdOrPrtry Type : CreditorReferenceType1Choice
	1..1		XML Tag xs:choice
2.143	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Remittance Information +++Structured ++++Creditor Reference Information +++++Type ++++++Code Or Proprietary +++++++Code	SEPA Usage Rule(s) : Only ‘SCOR’ is allowed. ISO Name : Code ISO Definition : Type of creditor reference, in a coded form. XML Tag : Cd Type : DocumentType3Code SEPA Code Restrictions : SCOR - StructuredCommunicationReference - Document is a structured communication reference provided by the creditor to identify the referred transaction.
2.144	1..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Remittance Information +++Structured ++++Creditor Reference Information +++++Type ++++++Code Or Proprietary +++++++Proprietary	ISO Name : Proprietary ISO Definition : Creditor reference type, in a proprietary form. XML Tag : Prtry Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35
2.145	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Remittance Information +++Structured ++++Creditor Reference Information +++++Type ++++++Issuer	ISO Name : Issuer ISO Definition : Entity that assigns the credit reference type. XML Tag : Issr Type : Max35Text ISO Length : 1 .. 35 SEPA Length : 1 .. 35
2.146	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Remittance Information +++Structured ++++Creditor Reference Information +++++Reference	SEPA Usage Rule(s) : If a 'Reference' contains a check digit, the receiving bank is not required to validate this. If the receiving bank validates the check digit and if this validation fails, the bank may continue its processing and send the transaction to the next party in the chain. RF Creditor Reference may be used (ISO 11649). ISO Name : Reference ISO Definition : Unique reference, as assigned by the creditor, to unambiguously refer to the payment transaction. Usage: If available, the initiating party should provide this reference in the structured remittance information, to enable reconciliation by the creditor upon receipt of the amount of money. If the business context requires the use of a creditor reference or a payment remit identification, and only one identifier can be passed through the end-to-end chain, the creditor's reference or payment remittance identification should be quoted in the end-to-end transaction identification. XML Tag : Ref Type : Max35Text ISO Length 1 .. 35 SEPA Length 1 .. 35
2.147	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Remittance Information +++Structured ++++Invoicer	ISO Name : Invoicer ISO Definition : Identification of the organisation issuing the invoice, when it is different from the creditor or ultimate creditor. XML Tag : Invcr Type : PartyIdentification32
2.148	0..1	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Remittance Information +++Structured ++++Invoicee	ISO Name : Invoicee ISO Definition : Identification of the party to whom an invoice is issued, when it is different from the debtor or ultimate debtor. XML Tag : Invcee Type : PartyIdentification32
2.149	0..3	FITo FICustomer Direct Debit V02 +Direct Debit Transaction Information ++Remittance Information +++Structured ++++Additional Remittance Information	ISO Name : Additional Remittance Information ISO Definition : Additional information, in free text form, to complement the structured remittance information. XML Tag : AddtlRmtInf Type : Max140Text ISO Length : 1 .. 140 SEPA Length : 1 .. 140

Back to the payment messages page.

Pacs.003.001.02 – SDD Core IB IG 2017 V1.0