SEPA CT

Credit Transfers in the SEPA Area

Image of Messages exchange periods in the Interbank Space

Exchange periods of the SCT messages

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As we saw in a previous article, the SEPA Credit Transfer Rulebook obliges the scheme participants to exchange exception messages (the r-messages) during specific...

Messages in SCT Interbank space – Pacs.004, Camt.056 and Camt.029

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In this article, we continued our analysis of the SCT interbank messages. The previous article was about the pacs.008 and pacs.002 messages. The pacs.008...

Messages in the SCT interbank space – pacs.008 and pacs.002

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Contrary to the messages used in the customer to bank space which are recommended, messages exchanged in the interbank space are mandatory. It means...

Camt messages for customer reporting in the Customer to bank space

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The EPC recommends three messages for the customer reporting. The bank can use one or many of them, according to client’s needs, to provide...

Pain messages in the Customer to bank space of SCT Scheme

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Let me start by stressing out an important point about the EPC documents: the messages exchanged in the Customer-to-Bank space are recommended. It means...
Picture of SEPA message

Keys to understand the SEPA messages names

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A SEPA message name consists of four letters and a series of numbers. Pacs.008.001.02, Pacs.004.001.02 or Camt.056.001.01 are examples of messages names used in...
Picture of C2B abd B2B SCT messages

The messages exchanged in the SEPA Credit Transfer Scheme

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If you have read the previous articles, you should have a pretty good understanding of the Four Corner Model elements: the clearing and settlement...
Picture of large companies' buildings

End parties in the Four Corner Model – Large companies

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In this post, we continue to explore the question who and what actually are the end parties in the Four Corner Model presented in...
Picture of Associations and NGO

End parties in the Four Corner Model – Associations and Non-governmental organizations (NGO)

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In this post, we continue to explore the question who and what actually are the end parties in the Four Corner Model presented in...
Picture of Small to Medium-sized Businesses

End parties in the Four Corner Model – Small and Medium-sized Businesses

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In this post, we continue to explore the question who and what actually are the end parties in the Four Corner Model presented in...

Payment Market Infrastructures in the World...

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In the United Kingdom, Banks can join the Payment market infrastructures for the Pound sterling, but since UK belongs to the SEPA Area, UK...

Payment Market Infrastructures in the World...

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In our last videos, we spoke about the payment market infrastructures in Sweden. In today’s video, we will consider the payment market infrastructures of...

Credit Card Alternatives for Handling Large...

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Image: UnsplashFor a long time, people have relied on credit cards to help with the handling of major expenses. The idea is simply to...

Secrets to understand Payments Market Infrastructures...

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In the previous video, we explained how Payment Market Infrastructures are structured anywhere in the world while focusing on the example of Sweden. Swedish banks...